The end of the year holiday season is almost here. Many people will be spending money as they purchase gifts and travel to visit friends and family. British consumers spend over £390 each just for Christmas alone–a total of over £14 billion. An estimated 42% of consumers make purchases on Black Friday and another 25% on Cyber…
An estimated 8 million U.K. residents are struggling with some form of excessive debt and routinely miss payments for obligations. Projections from PwC show that by 2020 each household will have accumulated £12,500 in unsecured debt. It is estimated that only about 20% of these individuals faced with large debt seek advice from others. Those faced with…
The Office of National Statistics (ONS) reports that households in the U.K. are increasingly experiencing stress involving their personal finances. In 2017, the average household had roughly £900 more outgoing than they received as earned income. Approximately 53% of those between the ages of 22 and 29 have no money saved. Many factors contribute to this…
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