About Us

Short Term Loans

REPRESENTATIVE EXAMPLE: Amount borrowed: £200 | Loan length: 3 Months (82 days) | Annual rate of interest: 292% fixed | Cost of credit £111.36 | Monthly payments: £103.79, £103.79 and £103.78. | Total payable over 3 payments: £311.36


Responsible Short Term Lending

At Response Loans, we provide much needed short-term funding for consumers in a manner that is clear, responsible and fast. We offer various types of funding including:

  • Short Term Loans: A short-term loan is generally considered to be one repaid in under a year. This is in contrast to lengthier multi-year bank loans. Loans with terms that last from a week to several months are also commonly referred to as “payday” loans. A short-term loan is typically used by consumers who encounter unexpected expenses such as medical bills or a sudden home or car repair.

  • Bad Credit Loans: A bad credit loan is one that is geared for those who have had past credit problems. We understand that good people often unexpectedly encounter bad financial times. At Response Loans, we are often able to assist those with a minimal credit history or past impaired credit to obtain the cash that they need. If you are approved for a short-term loan it can be an opportunity to begin rebuilding your credit history!

  • Same Day Loans: Those who are in need of fast cash can benefit from same-day loans. These short-term loans offer a fast online application process that may allow you to obtain the funds you need today!

  • Online Loans: We have designed a fast and easy way for consumers to apply for a loan— even from the comfort of your own home. We partner with fully licensed lenders in the UK that offer a variety of repayment options.

  • Direct Lender Loans: Response Loans partners with direct lenders to offer a quick and responsible loan application process.


We are based in the UK and match our customers with direct lenders. Each loan application is individually reviewed in the hope of providing a funding solution that is suitable for your current financial situation.

Your Neighbours and Your Financial Partners

Response Loans is based right here in the UK.

We partner with direct and flexible lenders that are authorised and registered by the Financial Conduct Authority.

Ready to Get Money?