About Us

We are a UK based responsible lender, with local financing and no extra fees.

Short Term Loans

REPRESENTATIVE EXAMPLE: Amount borrowed: £200 | Loan length: 3 Months (82 days) | Annual rate of interest: 292% fixed | Cost of credit £111.36 | Monthly payments: £103.79, £103.79 and £103.78. | Total payable over 3 payments: £311.36


Response Funding is more than a short-term money lender.

At Response Funding, we provide much needed short-term funding for consumers in a manner that is clear, responsible and fast. We offer various types of funding including:

  • Short Term Loans: A short-term loan is generally considered to be one repaid in under a year. This is in contrast to lengthier multi-year bank loans. Loans with terms that last from a week to several months are also commonly referred to as “payday” loans. A short-term loan is typically used by consumers who encounter unexpected expenses such as medical bills or a sudden home or car repair.

  • Bad Credit Loans: A bad credit loan is one that is geared for those who have had past credit problems. We understand that good people often unexpectedly encounter bad financial times. At Response Funding, we are often able to assist those with a minimal credit history or past impaired credit to obtain the cash that they need. If you are approved for one of our short-term loans it is an opportunity to begin rebuilding your credit history!

  • Same Day Loans: Those who are in need of fast cash can benefit from our same-day loans. These short-term loans offer a fast online application process that may allow you to obtain the funds you need today!

  • Online Loans: We have designed a fast and easy way for consumers to apply for a loan—even from the comfort of your own home. A member of our underwriting team is able to process your application and get you the cash you need if you qualify. We are a fully licensed lender in the UK and can offer a repayment plan of up to three months. Our streamlined online application process keeps costs low, which in turn allows us to offer you affordable funding without setup fees or hidden costs of interest charges.

  • Direct Lender Loans: Response Funding operates as a direct lender with our customers to eliminate any potential “middleman” fees and charges. The agreement terms and conditions for our loans are clear and concise, allowing you to truly understand your cost.


We are based in the UK and lend funds directly to our customers without costly third-party middleman costs. We evaluate each loan application individually in hopes of providing a funding solution that is suitable for your current financial situation.

Your Neighbours and Your Financial Partners

Response Funding is based right here in the UK.

We are a local lender that is authorised and registered in England. Our loan products are funded directly with our own capital. We value long-term customer relationships that are based on reasonable interest rates without unnecessary fees and add-on expenses. We look forward to the possibility of working with you.

Ready to Get Money?