We're a responsible payday loan direct lender. This means we offer short-term loans repaid on your paydays. The payday loans we offer are set up for multiple monthly repayments. We will check the loan is suitable and credit your account on the same day subject to normal opening hours.
Our payday loans are set up for monthly instalments but you have the flexibility to settle at any time with no fees or penalties. We feel this helps you better manage your cash flow and loan repayments on your paydays.
Being a payday loan direct lender, not a broker, we don't charge any fees. It costs nothing to make an application and, if approved, you'll only pay interest for the time you borrow.
We used to offer payday loans using the name Fancy a Payday. In March 2016 we changed our name as we believe it better reflects our company as a responsible direct lender and the short-term loans we offer.
Representative Example: £200 loan taken out over 3 Months (82 days). Annual rate of interest 292% fixed. Cost of credit £111.36. Monthly payments: £103.79, £103.79 and £103.78. Total amount payable £311.36.
If your application is declined with us and, with your permission, sent to another lender / broker then this may vary.
We expect you to repay your loan on the dates agreed. If you think you will be unable to repay your loan on time then this type of loan is likely not suitable for you.
Authorised and regulated by the Financial Conduct Authority
Financial Conduct Authority authorisation number: 670986
Response Funding Ltd is registered in England: 7170462
Data Protection registration number: Z2613446
Contact number: 0330 223 0166
Contact number: 03302230166
Contact email: firstname.lastname@example.org
Registered address: 8 Trinity, 161 Old Chistchurch Road, Bournemouth, BH1 1JU.
Copyright © 2009-2016 Response Funding Ltd. All rights Reserved.