We're a responsible payday loan direct lender. This means we offer short-term loans repaid on your paydays. The payday loans we offer are set up for multiple monthly repayments.
Our payday loans are set up for monthly instalments but you have the flexibility to settle at any time with no fees or penalties. We feel this helps you better manage your cash flow and loan repayments on your paydays.
Being a payday loan direct lender, not a broker, we don't charge any fees. It costs nothing to make an application and, if approved, you'll only pay interest for the time you borrow.
We used to offer payday loans using the name Fancy a Payday. In March 2016 we changed our name as we believe it better reflects our company as a responsible direct lender and the short-term loans we offer.
Representative Example: £200 loan taken out over 3 Months (82 days). Annual rate of interest 292% fixed. Cost of credit £111.36. Total payable over 3 payments: £311.36
If your application is declined with us and, with your permission, sent to another lender / broker then this may vary.
We expect you to repay your loan on the dates agreed. If you do not think you are in a position to make your repayments, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
Authorised and regulated by the Financial Conduct Authority
Financial Conduct Authority authorisation number: 670986
Response Funding Ltd is registered in England: 7170462
Data Protection registration number: Z2613446
Contact number: 0330 223 0166
Contact number: 03302230166
Contact email: firstname.lastname@example.org
Registered address: 8 Trinity, 161 Old Chistchurch Road, Bournemouth, BH1 1JU.
Copyright © 2009-2016 Response Funding Ltd. All rights Reserved.