Response Funding Limited, previously trading as Fancy a Payday, provides high cost short-term credit to customers who may wish to borrow between £150 and £200. All loans will be set up for a maximum of 3 months.
We understand that as a company, providing this type of service we have specific obligations towards our customers such as treating our customers fairly, provide adequate information and to provide a safe and secure online environment for application processing.
We make it clear to customers that this type of loan should be used for short-term financial needs and is not appropriate for long-term borrowing or if the customer is in financial difficulties. Careful checks will be conducted to find out whether the loan is suitable for the customer, taking account of their circumstances.
All loan applications will be checked thoroughly and go through a sound, proper and appropriate affordability assessment and credit vetting which includes the customer’s ability to repay the loan in sustainable manner. This includes using information supplied by the customer on the application form.
We will explain to our customers in general terms what types of information are considered in making a decision, if the customer asks for this.
We will not provide a short-term loan if the customer has told us they are in financial difficulties or the credit assessment indicates that the loan would not be repaid in suitable manner.
We will provide our customers with the following information and will carry out the checks listed below. This is by no means an exhaustive checklist of information.
Authorised and regulated by the Financial Conduct Authority
Financial Conduct Authority authorisation number: 670986
Response Funding Ltd is registered in England: 7170462
Data Protection registration number: Z2613446
Contact number: 0330 223 0166
Contact number: 03302230166
Contact email: firstname.lastname@example.org
Registered address: 55 Cobham Road, Ferndown Industrial Estate, Wimborne, BH21 7RB.
Copyright © 2009-2017 Response Funding Ltd. All rights Reserved.